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The Personal Loans Director plays a key role in driving LendingClub’s success by building a best-in-class onboarding and engagement experience for our members. This role will oversee initiatives to develop a best-in-class onboarding and engagement experience that guides our members through their financial journey, celebrates their progress, and offers relevant LendingClub products aligned with their goals. This role calls for a data-driven leader with a strong understanding of engagement strategies in unsecured lending and a passion for building member-centric programs. The ideal candidate is both a strategic thinker and an experienced operator with strong analytical acumen, a deep understanding of unsecured lending dynamics, and a passion for developing teams and programs that scale. This leader will shape and execute growth strategies in close partnership with Product, Marketing, Risk, Fraud, Finance, and Operations to achieve business goals.
Responsibilities
Own LendingClub’s Personal Loans onboarding and engagement strategy and build an ongoing relationship with our members
Build engaging experiences and outreach campaigns after loan issuance in partnership with product and marketing
Increase conversion in the final stages of loan issuance by streamlining final verifications and approvals in partnership with fraud and risk
Optimize loan funding and disbursement processes, including minimizing required applicant touchpoints to link and verify external financial accounts
Develop, evaluate, and advocate for strategies to build new Personal Loan features that improve our members’ experience or are responsive to member requests
Drive continuous improvement through ongoing experimentation throughout the Personal Loan member lifecycle
Translate ideation and strategy into clear proposals and operating plans
Partner with Business leaders and Product on performance metrics, forecasts, and portfolio objectives
Ensure operational excellence and compliance across all initiatives
Lead business reviews and performance reporting to senior leadership, highlighting results and actionable optimizations
Leverage AI to increase your efficiency, ideate on new strategic proposals, generate competitive insights, and review technical analyses & code
Help train and mentor a high-performing team of analysts, managers, and contractors
Requirements
10+ years of experience in consumer lending, financial services, management consulting, or related industries, with proven success managing loan onboarding and member engagement
Deep expertise in unsecured lending, customer lifecycle management, and financial product strategy
Proven ability to translate data-driven insights into actionable growth strategies
Strong mentorship skills with experience supporting junior team members and contractors in a fast-paced, matrixed environment
Excellent communication and collaboration skills, with the ability to influence across functions
You understand how to apply AI to complex, high-stakes work — not just for efficiency, but to unlock better outcomes. You set a high bar for responsible use, including attention to data integrity, model limitations, and compliance considerations
Bachelor’s degree in Business, Economics, Finance, or related field; or equivalent work experience